Savings are for the emergency use of unexpected events in the future. The COVID-19 pandemic is a good example. Many people think it might not spread in Taiwan, but it do. The eight specific industries could not operate now, so the employees and owners of them do not have income. If they do not have enough savings, it could be extremely difficult for them to make a living.
Likewise, the government should also make savings for the future. Unfortunately, it does not, and it is in debt now. Therefore, I do not think the government is dependable. Being an employee of the government, I am afraid that the government could not pay my salary in the future. The COVID-19 pandemic has made its income go down and its debt go up!
Savings not only include money but also include competence. Now I am making efforts to develop professional competence so that I could get a job very quickly once the government in debt could not pay my salary^_^